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Travel Insurace

Your Safety Net for Every Journey

Visitor to Canada Insurance

Visitor to Canada Insurance is essential for anyone traveling to Canada who is not covered by provincial healthcare plans. Medical expenses in Canada can be extremely costly for visitors, with even routine emergency treatment amounting to thousands of dollars. At Ravi Sharma Financials, we provide comprehensive, reliable, and affordable Visitor to Canada Insurance to protect travelers from unexpected medical emergencies during their stay.

This insurance is ideal for parents, relatives, tourists, temporary workers, and anyone visiting family in Canada. Coverage typically includes emergency medical care, hospital stays, diagnostic tests, ambulance services, prescription medications for emergencies, and more. Some plans also offer optional benefits such as coverage for trip interruptions or accidental dental care.

Our advisors help visitors choose the right plan based on age, health conditions, length of stay, and coverage needs. We work with trusted Canadian insurers that specialize in visitor coverage, offering competitive premiums and flexible options. Whether your visitors are staying for weeks or several months, we ensure they receive proper medical protection throughout their stay.

At Ravi Sharma Financials, we simplify the process by guiding clients through eligibility requirements, pre-existing condition clauses, and medical stability rules—ensuring visitors are fully aware of their policy terms. We are committed to helping families protect loved ones from unexpected costs so they can enjoy their time together with peace of mind.

Super Visa Insurance is a mandatory requirement for parents and grandparents applying for Canada’s Super Visa—a long-term, multiple-entry visa that allows extended stays of up to five years at a time. This insurance ensures that visitors have adequate medical coverage during their stay without relying on the Canadian healthcare system. At Ravi Sharma Financials, we specialize in providing Super Visa Insurance that meets all Immigration, Refugees and Citizenship Canada (IRCC) requirements.

Super Visa Insurance offers a minimum of $100,000 in emergency medical coverage and must be valid for at least one year from the date of entry. Coverage includes emergency medical treatment, hospital care, diagnostic tests, prescription medication for emergencies, and more. Many insurers also offer deductible options, premium refunds if the visa is denied, and flexible monthly payment plans.

Super Visa applicants often require customized coverage based on age, medical conditions, and intended travel dates. At Ravi Sharma Financials, we take the time to assess each applicant’s needs to ensure full compliance with IRCC regulations. Our goal is to provide affordable, reliable insurance that supports long-term family reunification.

We also help families compare plans from multiple insurance providers to find the most cost-effective option with excellent coverage. Whether you’re preparing documents for your parents’ or grandparents’ application or renewing existing policies, our team ensures a smooth and stress-free process.

Newcomers Insurance is designed for individuals and families who have recently moved to Canada but are not yet eligible for provincial healthcare coverage. In many provinces, newcomers must wait up to three months before gaining access to government health insurance. During this waiting period, unexpected medical emergencies can become financially overwhelming.

At Ravi Sharma Financials, we provide affordable, comprehensive Newcomers Insurance that bridges this gap and ensures you are protected from the moment you arrive. Coverage typically includes emergency medical care, hospital stays, diagnostic tests, ambulance services, and prescription medications for emergencies.

This insurance is ideal for permanent residents, work permit holders, international workers, returning Canadians, and anyone transitioning into the provincial healthcare system. Our advisors help newcomers choose coverage based on age, health status, family size, and the length of the waiting period.

We understand that moving to a new country comes with many challenges, including uncertainty about healthcare. Our guidance ensures that you understand the coverage options fully and select a plan that provides security and confidence during your transition into Canadian life.

At Ravi Sharma Financials, we help parents, grandparents, and guardians create RESP strategies that make education savings both achievable and rewarding. Contributions to an RESP can grow significantly over time, boosted by government grants of up to 20% annually and additional incentives for lower-income families.

We guide you through choosing the right investment mix—ranging from conservative options like bonds and GICs to growth-driven investments such as mutual funds and ETFs. As your child grows older, we help adjust the strategy to ensure the funds remain protected and available when needed.

RESPs are not just savings accounts; they are long-term educational planning tools that can dramatically reduce the financial burden of post-secondary studies. Whether your child plans to attend university, college, trade school, or another qualified program, an RESP ensures they have financial support to pursue their dreams.

With Ravi Sharma Financials, you receive expert guidance, ongoing portfolio management, and a personalized approach to helping your family secure a bright educational future.

Canada is home to hundreds of thousands of international students who come for high-quality education and a safe environment. However, many students are unaware that provincial healthcare coverage is not automatically provided in all provinces. International Student Insurance ensures students have reliable protection for medical emergencies while studying in Canada.

At Ravi Sharma Financials, we provide tailored health insurance plans for international students to cover emergency medical treatment, hospitalization, diagnostic services, prescription drugs, and more. Some plans also offer mental health support, maternity benefits, and coverage for medical repatriation.

International students often live far from family and support systems, making accessible healthcare even more important. Our plans are designed to be affordable and comprehensive, helping students stay healthy while focusing on their studies.

We work with educational institutions, parents, and students to find plans that meet academic requirements and provide complete peace of mind. Whether you’re a first-year student or renewing your insurance for the coming semester, Ravi Sharma Financials ensures you receive dependable coverage throughout your academic journey.

Traveling outside Canada exposes you to unexpected risks, especially when it comes to medical emergencies abroad. Travel Insurance protects Canadians from high medical costs, trip cancellations, lost luggage, travel delays, and other unforeseen travel-related issues.

At Ravi Sharma Financials, we offer comprehensive Travel Insurance for single trips, multi-trip annual plans, family vacations, business travel, and more. Medical coverage includes emergency treatment, hospital stays, ambulance services, evacuation, and repatriation. Non-medical coverage may include trip interruption, trip cancellation, baggage insurance, and travel delay protection.

Our advisors help travelers choose coverage based on destination, trip length, pre-existing medical conditions, and planned activities. Whether you’re taking a short vacation, traveling for business, or exploring the world for months at a time, we ensure your insurance matches your travel needs.

We also offer specialized travel policies for:

  • Snowbirds
  • Adventure travelers
  • Seniors
  • Families
  • Frequent business travelers

With Ravi Sharma Financials, you can explore the world confidently knowing you are protected from unexpected challenges. We provide clear, personalized guidance so you understand your coverage and can enjoy worry-free travel.

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